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HCIactive Announces Development Roadmap for Smart Policy Wallet Integrating AI Intelligence with Exploratory Blockchain Concepts


FOR IMMEDIATE RELEASE


Columbia, MD - HCIactive announced the development roadmap for its upcoming Smart Policy Wallet, a next-generation digital experience designed to unify benefits, coverage details, accumulators, and policy insights into a single secure, intelligent interface.


As part of the company’s broader AI First and AI Everywhere strategy, the Smart Policy Wallet will explore the use of AI-driven personalization, early-stage blockchain concepts, and smart contract-inspired automation to reimagine how members and administrators interact with insurance policies.


Key objectives of the Smart Policy Wallet roadmap include:

AI-Powered Personalization

  • Real-time benefit guidance and plan understanding

  • Visibility into deductibles, max OOP, limits, and accumulators

  • Intelligent navigation across complex policies


Exploratory Blockchain & Smart Contract Concepts

HCIactive is evaluating and testing blockchain-inspired components, including:

  • Immutable event logging

  • Transparent policy change tracking

  • Tokenized identity models

  • Smart contract–like rule automation

(Note: These components are part of ongoing R&D efforts, not production deployments.)


Unified Member Experience

The Smart Policy Wallet will integrate seamlessly with:

  • SmartBenefits.ai

  • Healthspace Cloud®

  • AI Agency Manager

  • VIRA Audit & VIRA Communicator

  • Upcoming administrative AI agents


A Forward-Looking Vision

“Our goal is to build a future where policies don’t just sit in a PDF but become dynamic, intelligent systems,” said Henry Cha, CEO of HCIactive.“This roadmap outlines how we intend to combine advanced AI with modern architectural concepts like blockchain-inspired immutability to create a better member experience.”


HCIactive plans to release iterative updates to the Smart Policy Wallet concept through 2025–2026, alongside ongoing modernization efforts across its entire platform ecosystem.



Media Contact:

HCIactive, Inc.

Columbia, Maryland

 
 
 
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